Funds Transfers

Instant Zero/Low fees Person to Person Payments and Borderless Funds transfer Over Bank Accounts, Debit Cards and Mobile Wallets with custom solutions for businesses allowing bulk payments and transactions

Financial Solutions

Accept Payments In-App, On Mobile Phones, POS, Social Media Pages and Secure API Behind industry leading compliance and fraud protection, while managing customers interactions across Apps, Social pages and Sales process.


Actively Identify Clients real Identification using our platforms that combine AI & Machine learning to identify and verify clients Real identifications, Account ownership and Face ID matched with valid Government ID.

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Instant Transactions

Clients link their Bank accounts,Credit/Debit Cards and Mobile wallets to Enjoy Fast and Secure Transfers and Payments to more financial platforms within the convenience of their Mobile Phones, Social Network Applications, Points of Sale and Websites

Easy Payments and Transfers

We enable cost effective movement of value From the Mobile App, Web App, Facebook Messenger Bot or Digital Assistant that works fast and securely. You can send money across more countries and into more financial platforms instantly. Send money and payments to Mobile phone numbers in your contact list, Social media friends and accounts or merchant locations near you

Take Control

With several Accounts connected to one WayaWaya login we give you the benefit of controlling expenses, costs while enjoying convenience when transacting: all delivered through Interfaces you are familier and comfortable with.

Download our Mobile App

Create an Account

Use your existIng Phone number, email, social media and Bank/Card account to securely and conveniently open an account with us.

Link your Card

Verify your account and link multiple Credit/Debit/Pre-Paid or Bank accounts to WayaWaya and get your own free account that combines all into one.


Send funds and Payments to your Contacts,Emails, Social media accounts, Merchants, Savings groups, Billers and Loan Repayments

Payment Solutions

Accept payments directly from indipendent systems like Credit/Debit/Pre-Paid Cards,Mobile Wallets(MPESA/MTN Money) and Bank account linked users.

Security and Fraud Mitigation

Tailor made solution to automate verification and on-boarding of customers on Mobile Banking, Mobile loans and Payments applications Using User supplied Data, Face Identification, Government issued ID Verification and Bank Account/Credit/Debit Card ownership verification:


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Chamaah Chat and Transact

The Chamaah App allows you to send and receive instant messages from friends while being able to Send money,Savings Contributions and Payments within the Chat interfaces. An account enables you to Create Group saving Schemes, Group fundraising and access to a collaborative financial product that Gives you access to instant Mobile loans Advanced by the group.

  • Chat with your friends and Family within an Intuitive interface
  • Send Money and Payments directly to friends within the Chat interface
  • Chat and Video Call group members enabling remote meetings and Funds Contributions
  • Create savings and investments groups with a mobile centralised and accountable funds management interface
  • Use your savings groups to automatically issue loans to members and recover repayments.
  • Automatically Manage repayments while allowing group members to have insights on all transactions
  • Groups Savings &Sacco

    A Solution that allows users to create Groups/Saccos from their Mobile Phone, automate Payments , contributions and loan disbursals

    Mobile Based loans

    Driven by advance analytics to build an accurate credit profile allowing emergency loans to the people who need it most:


    Partners and Services supported

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