Send Money

Instantly Send and receive money In-Country and Cross Border to Bank Accounts, Mobile Wallets(e.g MPESA), Payment Cards(Visa and MasterCard) and Direct Withdrawal at Cardless ATM points.

Mobile Finance

Provide short term working capital advances for small businesses, Platform that enables you to Build automated group saving schemes, Issue out Loans Guarenteed on Group savings,Build analytics based on user financial habits in relation to compatriots and Build Financial inclusivity based on Individual and Group savings and Spending trends.

Instant Payments

We enable business to Accept secure card and mobile wallet payments with no setup or extra cost. We simplify the electronic payment process making settlements to businesses as Quickly as End of Business Day while allowing paying user to securely pay using next generation payment Modes like QR Code scan and NFC.

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Instant Transfers

WayaWaya connects your Banks,Mobile wallets, ATM's and Agent points to enable you to send payments and receive funds seamlessly across different networks and platforms..

Digital convenience

We enable cost effective movement of value that is instantenous, secure and easy to use. With the wayawaya app in your hands, You can send money across more countries and into more financial platforms instantly. Send money and payments to Mobile phone numbers in your contact list, Social media friends and accounts or merchant locations near you

It's Easy

Create an Account

Use your existIng Phone number, email, social media and Bank/Card account to securely and conveniently open an account with us.

Link your Card

Verify your account and link multiple Credit/Debit/Pre-Paid or Bank accounts to WayaWaya and get your own free account that combines all into one.


Send funds and Payments to your Contacts,Emails, Social media accounts, Merchants, Savings groups, Billers and Loan Repayments

Payment Solutions

Accept payments directly from indipendent systems like Credit/Debit/Pre-Paid Cards,Mobile Wallets(MPESA/MTN Money) and Bank account linked users.

Pay using WayaWaya

Tailor made solution to enable users to make payments across different financial Technologies in one convenient Eco-System enabling Simplified direct payments or Next generation QR Code scans and NFC:


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Mobile Finance

An account enables you to Create Group saving Schemes, Group fundraising and access to a collaborative financial product that Gives you access to instant Mobile loans Advanced by the group or wayawaya.

  • Create savings and investments groups with a mobile centralised and accountable funds management interface
  • Use your savings groups to automatically issue loans to members and recover repayments.
  • Use advanced analytics to build a loan limit.
  • Qualify for Working Capital Advances the more you use wayawaya to process payments
  • Work with us to get a free Custom mobile application for your Business that enables you to accept payments, reward customers with loyalty points, send out marketing information,promotions and offers.
  • Free Virtual Card enabling instant Send and receive payments transactions.
  • Groups Savings &Sacco

    A Solution that allows users to create Groups/Saccos from their Mobile Phone, automate Payments , contributions and loan disbursals

    Mobile Based loans

    Driven by advance analytics to build an accurate credit profile allowing emergency loans to the people who need it most:


    Partners and Services supported

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